ZCash (ZEC)
Zcash is a top cryptocurrency similar to Monero in its applications. Zcash is privacy-focused as its users can choose to hide their transactions for the public ledger. This shielding mechanism even though is applauded by many still hasn't been able to win the hearts of many. But as technology grows ZCash will always find usefulness hence, making it among the top-rated virtual currencies of 2021.

Price: ~$133 USD | Market Cap: $1.5B